Skip to main content

Kilpatrick Woods Affordable Rental Homes

Borrower Name
PB Hagerstown, LLC
Partners Participation Loan Amount
$1,117,500
Total Loan Amount
$3,635,000
Image
Kilpatrick Woods 2021
Project Name

Kilpatrick Woods

Location
Hagerstown , MD
Loan Summary

Kilpatrick Woods is a planned, 241-unit, Low-Income Housing Tax Credit affordable housing project. The property will provide affordable homes to working families with incomes from $40,000 to the low $50,000's. Residents will include early career firefighters, teachers, civil servants, office managers, and industrial workers.

PB Hagerstown, LLC (PB Hagerstown) is a development team formed to purchase and develop Kilpatrick Woods. They plan to work with the Hagerstown Housing Authority to identify families on its waitlist who meet rental requirements.

Loan Purpose: Acquisition and predevelopment

Project: Affordable rental housing

Kilpatrick Woods will include 241 new 2-, 3-, and 4-bedroom rental homes. Sixty-seven rental homes will be reserved for families earning 30% to 50% AMI and 174 will be reserved for families earning 50% to 70% AMI. All of the homes will be deed restricted based on LIHTC guidelines.

Loan Details: Partners provided $1,117,500 to a $3,635,000 land acquisition and predevelopment loan with National Housing Trust as lead lender.

Social Impact: Based on 2018 Esri Demographics data, a 2019 Novogradac Feasibility Study concluded that 35.8% of renters in the project's Primary Market Area and 34.0% in the Metropolitan Statistical Area were rent-burdened (defined as paying over 35% of household income for rent). Due to the lower than market rental rates, this project is expected to generate a total of $42,888/month or $514,656/year rental savings for the project’s 241 households.

Lending Partners